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PITI Qualification Calculations

Version
4.0.3
Released on
April 17, 2026
Target Release Dat set for

Update Purpose

The primary purpose of this patch was to Introduced Max PITI-based qualification logic for loan scenarios, allowing qualification to be driven by a payment cap instead of DTI.

Improvements

  • Added support for setting a Max PITI amount on loan scenarios
  • When enabled, Max PITI is used as the primary qualification constraint
  • Qualification and pre-approval values are calculated based on the payment cap
  • DTI is excluded as a qualifying factor for scenarios using Max PITI
  • Improved flexibility for Loan Officers in structuring borrower qualification criteria

Issues

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